Verification API (Required)

The Verification API is used for real-time access to our risk verification results.

API Format

Base URL

China：https://cn.apitd.net/fraud/identity/v2
America：https://us.apitd.net/fraud/identity/v2
Singapore：https://sg.apitd.net/fraud/identity/v2
Germany：https://de.apitd.net/fraud/identity/v2

API

URL	Request Methods	Content-Type	Output Format	Character Set
api-base-url?partner_code=xxx&partner_key=xxx	POST	application/json	JSON	UTF-8

example: https://sg.apitd.net/fraud/identity/v2?partner_code=test_code&partner_key=test_key

Authentication

Parameter	Type	Description	Required/Optional	Notes
partner_code	String	Partner Code	required	assigned by TD
partner_key	String	Partner Key	required	assigned by TD

Request

Parameter	Type	Description	Required/Optional	Notes
channel	String	Channel	required	assigned by TD
session_id	String	Session ID	required	The session ID is a unique identifier assigned by the website server to a specific user during the visit, which is usually stored in the form of a cookie, form parameter, or URL
decision_event	String	Verification Event	required	enumeration: register login modify
event_time	String	The Actual Time of the Event	required	ISO 8601, format YYYY-MM-DDTHH:mm:ss.sssZ, example: 2021-10-12T14:20:50.521+07:00
account_id	String	Account ID	required
terminal	Terminal	Device Information	required
ext	Ext	Extended Field	conditionally required: required when the extended field is used for policy.	extended field registered in the TD system
event_detail	Object	Event Information	required	event data object corresponding to the decision_event

The mapping relationship between the event_detail event data and the decision_event is as follows:

Our API design restricts each request to only include data related to a single business event. This means that you cannot simultaneously pass multiple requests with different types of business event data, such as register and login. Adhering to this rule will help improve system performance and reliability, ensuring that each business event is processed correctly.

Event	Event Type
Register	register
Login	login
Modify	modify

Request Example

Let's take the example of a register event.

{
    "channel": "test",
    "session_id": "abc0123456789",
    "decision_event": "register",
    "event_time": "2021-10-12T14:20:50.521+07:00",
    "account_id": "123456789",
    "terminal": {
        "black_box": "aGPH1658920283672ropYaFxT7",
        "ip": "210.20.10.33"
    },
    "ext": {
        "ext_book_id": "LFOUHOFHOHFNOUH",
        "ext_book_num": 10
    },
    "event_detail": {
        "account": {
            "account_id": "123456789",
            "register_time": "2021-10-12T14:20:50.521+07:00",
            "login_time": "2021-10-12T14:25:50.521+07:00",
            "phone": {
                "country_code": 1,
                "phone_number": "6165793816"
            },
            "email": "[email protected]"
        },
        "profile": {
            "person": {
                "name": {
                    "first_name": "Pierre",
                    "middle_name": "",
                    "last_name": "Laurent",
                    "nickname": "Snochy"
                },
                "sex": "male",
                "birthdate": "1998-01-01"
            },
            "address": {
                "country": "FR",
                "region": "Grand Est",
                "city": "Strasbourg City",
                "district": "Ketali Lorem",
                "detail": "3213 Building，lorem Street",
                "zip_code": "310000"
            },
            "education": "master",
            "profession": "XXX",
            "annual_income": {
                "currency": "USD",
                "amount_local": 100000,
                "amount_usd": 100000,
                "amount_cny": 680000
            }
        },
        "invite": {
            "inviter_id": "567890",
            "inviter_phone": {
                "country_code": 1,
                "phone_number": "18700001112"
            },
            "invite_code": "NOHHD",
            "invite_medium": "WeChat"
        }
    }
}

Response Parameter

Parameter	Type	Description	Required/Optional	Notes
code	Integer	API Status Code	required
message	String	Status Message	required	specific abnormal reasons will be provided if the API is abnormal
sequence_id	String	Unique ID of Response	required	A unique ID used to mark each request
score	Integer	Risk Score	required	range: 0 - 100
result	String	Decision Result	required	enumeration: decline review accept
reasons	Array	Decision Reasons	required
id	String	Decision Reason ID	required	each decision reason has a unique id
reason	String	Decision Reason	required

API Status Code

code	Description
200	Success
301	Service not purchased
302	Traffic blocked
303	Traffic insufficient
304	Service expired
305	Daily maximum volume reached
9001	{Parameter} empty
9002	{Parameter} check error
9003	{Parameter} length or size exceeds 1024
9004	Either black_box or ip exists
9200	System error
9201	Unknown error
9202	Illegal Content-Type

Response Example

{
    "code": 200,
    "message": "",
    "sequence_id": "1648777165770866F82AC7F326307055",
    "score": 60,
    "result": "review",
    "reasons": [
        {
            "id": "IDMQ0QB2",
            "reason": "Gang Risk"
        }
    ]
}